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Insurance Carrier Expectations Concerning Abuse Prevention Programs

April 2 @ 2:00 pm 3:00 pm


Abuse allegations are on the rise for public human service agencies and community-based organizations due to reviver legislation across the country. Settlements are staggering. The damage to an organization’s reputation can be irreparable. Many insurers and reinsurers are beginning to withdrawal from the abuse insurance market completely, while others are taking a closer look at their insureds’ abuse prevention methods.

This presentation will provide a comprehensive overview of the abuse market conditions and what to expect at the next renewal. Social Current’s Strategic Industry Partner Brown & Brown Insurance will share the knowledge needed to avoid a non-renewal situation by walking participants through the required abuse prevention program elements.


  • Reviver legislation, nuclear verdicts, sympathetic juries, and the rising number of abuse allegations are driving carriers to legislate their own changes in the form of non-renewals, premium or retention increases, and reduced limits.
  • Before carriers extend abuse coverage to organizations, they want to know the organization has taken appropriate actions to protect their vulnerable population.
  • Most carriers request information about an organization’s written abuse prevention procedures, screening and selection process, training, and reporting procedures.
  • Abuse is preventable. Organizations should audit their current abuse prevention program to ensure it contains all the required elements.

Who Should Participate

  • CEOs, Executive Directors, COOs, and CFOs at agencies and organizations serving children, vulnerable adults, or seniors (children’s homes, addiction treatment/recovery centers, behavioral counseling clinics, senior or assisted living, residential group homes, camps, religious institutions, schools, day care centers, after school care programs, YMCA/YWCA, etc.).


Tiffany Vrabel, MBA, CIC, ARM

Senior Vice President
Brown & Brown

Lisa A. Bellis, MBA, ARM, CSM, CPG, AIS, CIC, CRIS

Senior Vice President, Risk Management & Loss Control
Brown & Brown